Noticing your Life Insurance premiums going up?

Premium changes can happen over time. What matters is understanding why yours have changed and whether your cover still represents good value for your situation today.
Request your free review

5 Star Rated

We are 5-star rated by our clients. Click here to check out our Google reviews.

Independent Advice

We give independent advice based on your needs and unique situation.

Free Review

Our insurance reviews are free. If you choose to take out or change a policy, we may receive commission from the insurer.

When should you review your Life Insurance?

Your premiums have increased noticeably
Your policy was set up several years ago
Your income has changed
You are unsure what your current cover includes
Your mortgage looks very different today
You started a family or plan to in the near future
Request your free review

5-star insurance brokers

We’re top rated and trusted by hundreds of happy customers. Check out our Google reviews and see for yourself!

"This brokerage is the best I've encountered. They worked closely with me to find an insurance provider that met my needs. Sascha is a wonderful broker and person, with a deep understanding of the system, making it easy to navigate toward my goals."
- Brandon T.
"I have had a fantastic experience dealing with Sascha! He is very thorough and really captures the needs of his clients. His communication is excellent and I felt that our insurance is now in great shape. Highly recommend Sascha!"
- Dumorah M.
"Arron Nettmann and his team were extremely helpful and offered great guidance to what best Life Insurance and Health Insurance covers would be most suitable for our Family. Their process is human, engaging and their overall service and support is world class."
- Thomas L.
"Sascha was great to deal with, met with us after hours & came to us. Sascha explained all the different insurance options & was easy to talk to. Would recommend 100%."
- Toni D.
"Insurance usually is a boring and complicated subject but he has managed to make it fun and a delightful journey while being available at all times to provide information and learning support when my partner and I have needed it."
- Pratichee A.
"The whole process was painless- Sascha was easy to talk with, and he kept me in the loop when we were waiting to hear about approvals.I would recommend him to anyone wanting to look at their options for insurance."
- Lizzy B.
"We cannot speak highly enough of Buffer Insuance and Sascha Nettmann (our broker).  We were very impressed with the commitment and hard work Sascha put in, he definitely went the extra mile for us."
- Leonie H.
"I couldn’t speak more highly of Sascha’s service! He took the time to really listen and understand our lives to give us the best possible insurance solutions. He was patient with all our questions and took the time to make sure we understood everything. You will struggle to find this kind of high quality and personalized service anywhere else."
- Amy R.
"Sascha is an objective, independent Broker who always has our family's best interests at heart; getting us the best deal from an array of Providers, be it Medical, Life or Income Protection. We love his great service and prompt assistance when needed. Totally trust his suggestions & advice!"
- Hazel J.
"The biggest asset to Buffer is their service and extreme responsiveness. Sascha has come back to me within the same day of inquires being raised which is unheard of in the industry. I feel genuinely cared for whenever I deal with Buffer."
- Kenny K.
"Couldn't recommend Buffer enough!!! From start to finish Sascha made the process easy to understand. Would highly recommend getting an insurance broker, they really know what they are doing!"
- Adam T.
"I left sorting out income protection and life insurance for so long because I assumed it would be too expensive, but when I finally made the call to get it sorted I found that it was actually really affordable and Sascha helped me with finding the right fit for me and my family. Thanks for the help!"
- Morgan T.
"Great, friendly service and the guys from Buffer will always give you honest advice.You can trust them and that is important.They cover life, health and business insurance.Will recommend Buffer to anyone seeking to use insurance brokers."
- Jaco G.
"Sascha was very accommodating to what I needed went out of his way to get me the best options possible would highly recommend it to my family and friends as this was a very good experience."
- Carlete H.
"Dealing with insurance companies are not easy but with Peter Nettmann who does everything on your behalf makes everything a pleasure, easy and not complicated to read. Thanks, Peter you are a champion and fantastic to have Buffer Insurance on our side."
- Gemors P.
"Well what a professional experience I have had with this team. From start to end it was easy, fast and simple. Yet all my needs were met. Thank you that my life and my partners life is in good hands"
- Ken M.
How it works

What happens in a Life Insurance review

1

Book a free consultation

You tell us about what cover you currently have and your current financial situation.
2

Review your  insurance solutions

We review your existing policy carefully to assess whether it still aligns with your life and financial position.
3

Submit your application

When you're happy with your plan, it's time to apply with the insurer and get covered! The insurer might need extra info or medical checks – but don’t worry, we’ll guide you through it all, step by step.
Request your free review
01

Is the review really free?

Yes, there is no charge for the review. If you choose to take out or amend a policy, we may receive commission from the insurer.
02

Do I have to change my policy?

No. We’ll explain options, but any decision is entirely yours.
03

How long does it take?

Most reviews take around 15 minutes, depending on your situation.
04

What do you need from me?

Usually your current policy details (if available) and a few questions about your circumstances.

Already have a Life Insurance advisor?

Many of our clients had an advisor when they first came to us. Often they simply had not heard from their advisor in some time. If you decide to move, we can help manage the transition.
Request your free review
Why Buffer

Why use an insurance advisor?

Unlike working with one single insurance provider, as licensed Financial Advisors, we're able to advise you on which policy is right for you across multiple insurance companies while ensuring you get the most favourable terms on your policy. We also advocate for you and your family in the event of a claim to ensure the whole process goes smoothly.
Access to exclusive insurance solutions
Available 7 days a week
We work with NZ's Top insurance providers
We advocate for you throughout the entire process, from application to claim
Request your free review

Prefer to talk first?

We're all ears. Give us a ring to speak with our Auckland-based team.
Call us

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Get to know us

Trust over transactions
Family-first focus
People over paperwork
Custom life, health and business insurance solutions for peace of mind.

hello@bufferinsurance.co.nz
0800 646 253
Auckland, New Zealand
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Disclaimer: Content on this site is not designed to give product advice and should not be used to replace professional advice or personalised advice in any capacity. You should consider benefits, features and the risks associated with taking out any personal risk insurance policy by reading the product disclosure statement and terms and conditions before committing to purchase. Our disclosure statement is available here.
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