Terms  of  Use

Thanks for using the Buffer website
This website, and other related websites, are owned and operated by Nimble Brokers Limited and its subsidiaries. By accessing and using these websites you agree to these terms and conditions, our Privacy Statement, and any other terms set out on our websites. Our websites are for the use of persons in New Zealand only.

New Zealand Law
The terms and conditions that apply to our websites are governed and construed according to New Zealand law. These terms and conditions don't limit your rights under any New Zealand law. Unless otherwise stated, references to currency are to New Zealand dollars. 

Professional advice
The information provided on our websites is of a general nature and is for information purposes only. It is not a substitute for financial or other professional advice, and doesn't take into account any individual's particular circumstances. It is not intended to provide investment advice. Investors should not rely on the information contained in this Website solely when making investment decisions and you should get professional advice on your individual requirements before making an investment decision. 

Use of information
Use of our websites are subject to our Terms and Conditions as published at the time of use. We take all reasonable care to provide correct and up-to-date information on our websites, but we don't warrant its accuracy, completeness or reliability. The information is subject to change, including these terms and conditions, without notice. We are not responsible for any recommendations, opinions, warranties or conditions on our websites (expressed or implied). Nimble Brokers directors, employees or contractors are not responsible for any loss or damage incurred by you as a result of access to, use of or reliance on any information on our websites. We use virus protection software and apply updates as they are made available. We won't be responsible for any loss or damage incurred by you as a result of unauthorised access to information on our websites and/or your information held by them, nor guarantee the repayment of capital or the performance or any particular rate of return from a managed fund (unless specifically stated).While reasonable care has been taken in producing and updating unit pricing information on the Website, Buffer reserves the right to amend that information at any time. Details of unit pricing, fees and other details relevant to an investment are set out in the applicable investment statement, and, upon request to us, we can confirm balances to you. Any historical returns provided on this website are intended as a guide only. Past performance is not necessarily an indicator of future performance. Any returns shown do not allow for charges for administration to individual accounts (initial charges, service fees, withdrawal charges, switching fees
or withdrawal fees). Please also refer to our privacy policy for more details on how your personal information is collected and stored, and how you can access it. 

Intellectual Property Rights
Buffer owns the copyright of the information contained in this website and other related websites, including images, text, screen, webpages and logos. The information available on these websites may not be copied, reproduced, modified or published without the written permission of Buffer. If you'd like to use the information or services on our websites for your own purposes, please contact us. 

Any links and references to other websites are provided for convenience and informational purposes only, and don't represent any endorsement by Buffer of those websites or any information contained in those websites. Buffer accepts no responsibility in relation to information on any other websites. You must not create a link to the website without the prior consent of Buffer. If you create a link to anywhere on our websites, Buffer accepts no responsibility for any loss, damage, liability or costs that arise from or in connection to the link. We recommend you read the privacy and security
policies on those websites and/or mobile apps to understand how they deal with your personal information.     

Limitation of liability
Subject to your rights available under consumer protection laws, Buffer is not liable (in negligence, tort, breach of contract, or otherwise) for any loss or damage (including direct or indirect loss, or special or consequential loss) arising out of or in connection with: the use of (or inability to use) our websites by you or anyone else; and or the breach in the security of your computer, mobile or other device or the access to any information held on your computer, mobile or other device by     unauthorised third parties. 

To the fullest extent permitted by law, Buffer makes no warranties (express or implied), and makes no representations, with respect to: the availability of our websites, mobile apps, website functions and or mobile app functions for your use; inability to access or use our websites or mobile apps due to limitations in network coverage or connectivity; website and mobile app disruptions, defects and technical errors that may occur from time to time; viruses and other harmful elements that may be present on websites, software, servers and mobile apps; and third party websites, applications, products and services.