Insurance Basics

Insurance protects your income and the life you’ve built if something unexpected happens.

Why do people get insurance?

Protect their family financially

Keep their home if income stops

Avoid draining savings

Support business continuity

The Types Most People Have

Life Insurance

If something happens to you, life insurance can help your family pay for things.

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Health Insurance

Covers the costs of medical, surgical and cancer-related costs.

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Business Insurance

Take care of your business costs if you’re unable to work due to illness or injry.

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Trauma Cover

Receive a lump sum if you suffer a specified condition such as a stroke, heart attack or cancer.

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Income Protection

Cover costs in the unfortunate event you are disabled or if you suffer an extended illness.

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Mortgage Protection

Contributes towards replacing a key member of your business if that person is unable to work due to illness or injury.

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How much insurance do most people have?

Coverage varies widely, but most people structure insurance around their income, debts, and dependents.

How it works

We know you're busy, so we keep it simple

1
Get an instant quote — Answer a few quick questions and see a ballpark price in about 2 minutes.
2
Talk it through with an adviser — We compare options across NZ's leading insurers and tailor a recommendation to your actual situation — not a one-size-fits-all policy.
3
Get covered — Happy with the plan? We handle the application and all the back-and-forth with the insurer, and we're in your corner at claim time too.

Ready to get started?

Get started with protecting what matters most to you. Get a free quote by filling out our quick and easy form.